Credit score cohort analysis engine

摘要

A method for obtaining a comparison criterion selected by a first user. The method further includes comparing the comparison criterion of the first user to a second user to determine a similarity metric between the first user and the second user. The method further includes adjusting the learning algorithm to create a correlation between the comparison criterion of the first user and a second user to generate an adjusted learning algorithm. The method further includes selecting, a custom tip based on the correlation, a credit score of the first user, and a credit score of the second user. The method further includes the custom tip and a comparison of the credit score of the first user with the credit score of the second user based on the similarity metric.