Processing system of principal and interest receivables rights by dividing merging and changing

摘要

The processing trading system for principal and interest receivables according to an embodiment of the present invention may include a P2P exchange server, an open banking platform, and a platform of an affiliated P2P funding company, wherein the P2P exchange server sells principal and interest receivables from the seller terminal When receiving a sell request signal for Supports the secondary transaction of processing the principal and interest receivables transferred to the first buyer and selling them to the second buyer, who is an individual investor, and the open banking platform is the P2P exchange server and P2P exchange parent account Issues a P2P exchange escrow account, which is a derivative account derived from receives a request from the P2P exchange server whether the second buyer can purchase the specific product, inquires the investment limit of the second buyer, and provides feedback on whether the second buyer can purchase the specific product. It may include the platform of the affiliated P2P funding company, which is transmitted to the P2P exchange server.