USER TERMINAL APPARATUS AND MALICIOUS PROGRAM DETECTING METHOD THEREOF

摘要

The present invention relates to a user terminal device and a method for detecting a malicious program therefor. The method for detecting a malicious program in a user terminal device according to the present invention includes the steps of detecting a program with an unknown source installed in a user terminal device in which a plurality of programs are installed and financial transactions are performed. When a program with an unknown source is detected, the detected source is transmitting information about the unknown program to a first server; determining, by the first server, whether the detected program of unknown origin is included in the normal program or the malicious program using the normal program list and the malicious program list and receiving a determination result from the first server, and if it is determined that the detected program with an unknown source is a malicious program, further comprising the step of blocking a financial transaction through the user terminal device, the detection The method may further include outputting a warning message when it is determined that the program whose origin is unknown is not included in either the normal program or the malicious program.