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SYSTEM AND METHOD FOR MONITORING INSURANCE CLAIMS AND DETECTING FRAUD AND COMMUNICATION THEREOF

机译:监测保险索赔和检测欺诈和通信的系统和方法

摘要

A computer-implemented method of verifying claim data comprising receiving the claim data having a claim associated therewith from a data source, analyzing the claim to assess the accuracy thereof, sending a verification request to an insured associated with the claim requesting that the insured verify the accuracy of selected portions of the claim, receiving verification information from the insured in response to the verification request, and then programmatically assessing the verification information from the insured. If the insured verifies the accuracy of the selected portions of the claim, programmatically updating a profile associated with the insured to include the verification information, and then programmatically sending authorization instructions regarding payment of the claim. If the insured does not verify the accuracy one or more portions of the selected portions of the claim, then programmatically initiating a fraud investigation of the portions of the claim that are inaccurate.
机译:一种计算机实现的验证声明数据的方法,包括从数据源接收具有与其相关联的权利要求的权利要求数据,分析了声称,以评估其准确性,向索取要求的被保险人发送验证请求,要求保险验证权利要求的所选部分的精度,响应于验证请求接收来自被保险的验证信息,然后以虚拟地评估来自被保险的验证信息。如果被保险验证权利要求的所选部分的准确性,则编程地更新与所属的简档,包括验证信息,然后编程地发送关于权利要求的支付的授权指令。如果被保险未验证权利要求的所选部分的精确度,则编程地启动对不准确的权利要求的部分的欺诈性研究。

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