Multi factor authentication rule-based intelligent bank cards

摘要

System, method, and computer program product to implement four factor authentication rule-based intelligent bank cards, by receiving valid authentication information for a card associated with an account, capturing an image of a person presenting the card, applying an algorithm to the image to determine that the image capture was successful, and the image can be used by a facial recognition algorithm, verifying that the image matches an image of an authorized user of the account, analyzing image data of the image with a facial emotion recognition algorithm to detect an emotion expressed by the person in the image, identifying an emotion rule associated with the account and the emotion, providing, by the processor, an alert to a person associated with the account, wherein the alert is specified as part of the emotion rule, and restricting access to the account.