首页> 外国专利> INITIATING CARDSWAP BASED ON ANALYTIC MODEL INDICATING THIRD PARTY CARD REISSUANCE

INITIATING CARDSWAP BASED ON ANALYTIC MODEL INDICATING THIRD PARTY CARD REISSUANCE

机译:基于分析模型的启动CardSwap指示第三方卡reisisance

摘要

Various embodiments are directed to initiating or triggering a cardswap action for a customer based on a determination that one or more third-party cards associated with the customer have likely been reissued. The determination may be based on the analysis performed by an analytics model on customer transaction data corresponding to the customer. The analytics model may be trained using various patterns, trends, or characteristics observed in the customer transaction data around a timeframe of an actual reissue event. When a likely reissue event has been determined, one or more customer cards may be presented to the customer for swapping out the reissued third-party cards with a customer card.
机译:各种实施例涉及基于确定与客户相关联的一个或多个第三方卡的确定来启动或触发顾客的CardSwap动作。该确定可以基于由对应于客户的客户交易数据的分析模型执行的分析。可以使用在实际重新发行事件的时间范围内使用客户交易数据中观察到的各种模式,趋势或特征来训练分析模型。当已经确定了可能的重新发行事件时,可以向客户提供一个或多个客户卡以将重新发行的第三方卡与客户卡交换出来。

著录项

  • 公开/公告号US2021117988A1

    专利类型

  • 公开/公告日2021-04-22

    原文格式PDF

  • 申请/专利权人 CAPITAL ONE SERVICES LLC;

    申请/专利号US201916655046

  • 发明设计人 JAMES KRESGE;

    申请日2019-10-16

  • 分类号G06Q30/02;G06Q30/08;G06Q40/02;G06Q20/20;G06N3/06;G06Q20/32;G06Q20/34;

  • 国家 US

  • 入库时间 2022-08-24 18:19:49

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