首页>
外国专利>
FEATURE ENCODING IN ONLINE APPLICATION ORIGINATION (OAO) SERVICE FOR A FRAUD PREVENTION SYSTEM
FEATURE ENCODING IN ONLINE APPLICATION ORIGINATION (OAO) SERVICE FOR A FRAUD PREVENTION SYSTEM
展开▼
机译:在线应用程序源(OAO)服务中的特征编码,用于欺诈预防系统
展开▼
页面导航
摘要
著录项
相似文献
摘要
A fraud prevention server and method. The fraud prevention server includes an electronic processor and a memory. The memory includes an online application origination (OAO) service. The electronic processor is configured to perform feature encoding on one or more categorical variables in a first matrix to generate one or more feature encoded categorical variables, generate a second matrix including the one or more feature encoded categorical variables, generate a feature encoded OAO model by training an OAO model with the second matrix, receive information regarding a submission of an online application on a device, determine a fraud score of the online application based on the information that is received and the feature encoded OAO model, the feature encoded OAO model being more precise than the OAO model, and control the client server to approve, hold, or deny the online application based on the fraud score that is determined.
展开▼