IDENTITY AUTHENTICATION METHOD, METHOD FOR REALIZING LOGIN-FREE AUTHORIZATION ASSEMBLY AND RESPECTIVE APPARATUSES

摘要

An identity authentication method, a method for realizing a login-free authorization assembly and respective apparatuses. The identity authentication method is applied to a third-party application provided by a third-party platform. The identity authentication method comprises: when it is necessary to confirm user identity, as the user authorizes a bank card to be login-free, querying bank card information bound by the user on the third-party platform internally from the third-party platform, and sending the bank card information to a bank server for identity authentication. As the third-party application can obtain the bound bank card information internally from the third-party platform according to the authorization and send the bound bank card information to the bank server to carry out user identity authentication, the identity authentication and subsequent service logic processing at the bank server can be completed as long as the user has already been in the third-party application and the bank card is authorized to be login-free while secondary login can be carried out without inputting bank card information, so that the operation is simple and efficient, and the user operation is simplified, and the user experience is improved.