MICRO-SELF-TAXING BANKING TRANSACTION AND METHOD

摘要

A self-taxing device allows a consumer/payer/donor to allocate a small percentage or the like of each purchase to be added savings and/or donated to charity of the consumer's choice. In operation, the consumer will preauthorize withdrawals from their checking/working account which are based upon purchases made from their credit, debit, checking or savings account(s). These small amounts are held in a bucket/sweep account until a threshold in time or currency is reached, then a transfer is made to the charity or to savings. The consumer may also choose to participate in a social media platform which may automatically or manually post messages regarding donations to the charity or other benchmarks.