Process for electronically maintaining financial records, especially for checkbook balancing and rectification

摘要

A process for maintaining financial records, such as checkbook balances, in which a checking account user employs a hand-held calculator to record the usual checkbook data electronically. The calculator is programmed to calculate and memorize a first running balance dependent upon numeric data entered by the user. A financial institution maintains a second running balance dependent upon the user's checks and deposits and periodically provides the user with a magnetic card on which the second running balance and other data have been recorded. The card is read by the user's calculator to balance the user's checkbook.