Method of conducting computerized commerce on a plurality of computer systems connected by a computer network and system for conducting computerized commerce over a network

摘要

A method of conducting computerized commerce on a number of computer systems connected by a computer network including providing a broker computer system, the broker system having a database of broker scrips, each of the broker scrips representing a form of electronic currency, providing a vendor computer system, the vendor computer system having a database containing products which may be exchanged for the broker scrips, the vendor computer system capable of providing vendor scrips, providing a consumer computer system, the consumer computer system having a user interface wherein a user may initiate transactions in the consumer computer system to obtain one or more of the products contained in the database of the vendor computer system, sending a first request from the user on the consumer computer system to obtain a first broker scrip from the broker computer system, processing the first request in the broker computer system, sending the first broker scrip to the consumer computer system in response to the step of processing, sending a second request from the broker computer system to obtain a first vendor scrip from the vendor broker computer system, processing the second request in the vendor computer system, sending the first vendor scrip to the broker computer system in response to the step of processing the second request, sending a third request from the consumer computer system to the broker computer system for a first product, exchanging the first broker scrip for the first vendor scrip, and delivering the product to the consumer computer system in response to the step of exchanging.