FRAUD RESISTANT REMOTE PURCHASING SYSTEM FRAUD RESISTANT REMOTE PURCHASING SYSTEM

摘要

A remote purchasing system linking a calling party (prospective purchaser) (60) and a called party (prospective seller) (60) for purchasing and selling goods or services over a telephone network, using a calling party identification number (CPIDN) of the calling party (60) and a three-way connection (or a series of two-way connections) to provide security against fraud. An authorized calling party (60) is assigned a caller account associated with calling party's CPIDN. A switch (30) or other facility of the system reads the CPIDN of an incoming call, and a register (40) within the system tests the CPIDN against an approved list. If the CPIDN matches, then the system completes the call, a transaction processor (50 or 52) within the system participating. The transaction processor (50 or 52) controls the caller account in accordance with predetermined conditions and, responsive to an authorization from the calling party (60), will post the transaction to the caller account of the calling party (60).