ELECTRONIC CHECK SYSTEM, FINANCIAL INFORMATION MANAGEMENT SYSTEM, ELECTRONIC CHECK MANAGEMENT DEVICE AND MEDIUM RECORDING ELECTRONIC CHECK MANAGEMENT PROGRAM

摘要

PROBLEM TO BE SOLVED: To provide an electronic check system for improving the convenience of electronic checks. SOLUTION: At the time of receiving an issuance request, a check issuance means 11b issues a set of the electronic checks to which authentication information is added with a drawing limit amount. When cashing is requested, a cashing means 10a withdraws a drawn money amount from a customer's account 11a and deposits it to a seller's account 12a. An electronic check holding means 21 holds the plural electronic checks issued from this financial information management system 10 and a total amount management means 22 holds a drawn total amount until then. In the case that drawing is commanded, a drawing permission/ denial judgement means 23 judges the permission/denial of drawing based on the drawing limit amount. In the case that drawing permission is judged, an electronic check drawing means 24 draws the electronic check of a specified money amount and an electronic check obtaining means 31 receives and holds the drawn electronic check. In the case that a cashing command is inputted, a cashing request means 32 transmits a cashing request to an issuance financial institution side management device 11.