The present invention relates to an apparatus for reading and / or writing data stored in a card, in particular capable of reading and writing data, for example from data chips and magnetic tapes on the surface of the card (2) and having its own functional capabilities A monitor-type three-level hybrid reader (maresh reader) with a multifunctional characteristic capable of inspecting and inserting a card. The reader has a base 10, which has a movable slide 4 in the base 10 to accommodate the card 2. The carriage 5 is arranged to be movable on the slide 4, and the read / write units 6 and 13 and the drive unit 7 of the card 2 are provided, where the drive unit 7 is a carriage. Causing relative movement between (5) and slide (4).
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