The method of calculating the interest of free deposits and withdrawals from bank deposits is based on the method of applying the last-in-first-out method or the designated withdrawal method.

摘要

PURPOSE: A method for applying appointed withdrawal method and pre-withdrawal post-deposit method as interest calculation methods of a bank account, unregulated deposit and withdrawal account, is provided to increase the amount of bank deposits and to assist the country's economic development by paying higher interest to the customer. CONSTITUTION: A method for applying appointed withdrawal method and pre-withdrawal post-deposit method as interest calculation methods of a bank account, unregulated deposit and withdrawal account, is composed of appointment payment and fluctuation rate. Amount that was deposited last or the amount which has been appointed by the customer is paid. It is advantageous to make the deposit on the day, which was designated by the customer, or to pay the first deposit as a last payment, therefore using the deposit period's fluctuation rate.