Digital process enables proposed financial transaction between two account holders to be enacted in same or different financial institutions, with payer and payee account numbers and possibly names, addresses and bank names

摘要

The digital process enables a proposed financial transaction between two account holders to be enacted in the same or different financial institutions, with payer and payee account numbers and possibly names, addresses and bank names established, together with identification of the sum involved. Additional data is provided, such as an expiry date, administrative sequence number, and so forth. The system involves electronic banking with digital manual signalling fed to the process or to one which is separate.