METHOD AND SYSTEM TO PERFORM ELECTRONIC VALUE EXCHANGE AND SETTLEMENT AMONG HETEROGENEOUS PAYMENT SCHEMES WITH HETEROGENOUS CURRENCIES

摘要

ABSTRACTA method and system to perform electronic value exchange and settlementamong heterogeneous payment schemes with heterogeneous currencies. The method and system simultaneously enable electronic value exchange and denomination conversion. In an electronic exchange, the method and system determine the payment scheme and currency required, then make any required conversions to meet the requirements.