A DATA PROCESSING SYSTEM FOR PROVIDING AN EFFICIENT MARKET FOR LOANS AND LINES OF CREDIT

摘要

A data processing system providing an efficient market for 1) lenders and people seeking loans and credit lines, and 2) the sale of loans between negotiators grouped loans. The invention relates more particularly to a data processing system providing an efficient market that not only invites lenders, borrowers and loan negotiators grouped to subscribe, but oblige them by conventions. According to one embodiment, the data processing system receives loan criteria set by each lender, a first set of statistics compiled in the data processing system of the lending criteria established by each lender and the first set of statistics is sent to a first lender against an amount calculated based on the costs incurred by the lender in question.