LOAN MANAGING SYSTEM, ITS METHOD, AND COMPUTER SOFTWARE PROGRAM PRODUCT WHICH MAKES COMPUTER SYSTEM MANAGE LOAN

摘要

PROBLEM TO BE SOLVED: To provide a loan managing system and its method which can measure the risk of a personal loan and manage it using a computer system.;SOLUTION: The loan managing system 1 is composed of a risk measurement device 2 and a loan contract processor 3. The risk measurement device measures the risk (risk for confidence and cost for confidence) 4 against lending outstanding of a personal home mortgage and outputs it. The loan contract processor 3 generates the decision rule 5 of a loan making condition for a new examination depend on the risk 4, and quotes the loan making condition 6 for the customer applying attributes of each customer for application for the home mortgage to the decision rule 5 of the loan making condition.;COPYRIGHT: (C)2002,JPO