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CREDIT CARD SETTLEMENT METHOD, ITS DEVICE, CARD MANAGEMENT DEVICE, AND CARD USAGE LIMIT AMOUNT MANAGEMENT METHOD

机译:信用卡结算方法,其装置,卡管理装置以及卡使用限制额管理方法

摘要

PROBLEM TO BE SOLVED: To lower a risk of a card company.;SOLUTION: This card management device 21 is provided with a receiving means receiving transaction approval request information transmitted from a card usage information input device 32, a first authorizing part 213 retrieving user information by using a credit card identifier included in the transaction approval request information as a key and determining whether a credit card is valid or not, a second authorizing part 213 retrieving usage limit amount information matching the credit card identifier by using the credit card identifier as a key and determining whether the credit card transaction is allowed or not on the basis of the transaction approval request information and the usage limit amount information, a usage limit amount management part 212 updating sales amount information if the credit card transaction is approved by the first and second authorizing parts and updating the usage limit amount information on the basis of the updated sales amount information, and a transmission part transmitting the updated usage limit amount information to the card usage information input device 23.;COPYRIGHT: (C)2002,JPO
机译:解决的问题:为了降低卡公司的风险;解决方案:该卡管理设备21具有接收装置,该接收装置接收从卡使用信息输入装置32发送的交易批准请求信息,第一授权部分213获取用户。第二授权部分213通过使用包括在交易批准请求信息中的信用卡标识符作为关键字并且确定信用卡是否有效,来确定信息,第二授权部分213通过使用与信用卡标识符匹配的使用限制金额信息来获取信用卡信息。密钥,并根据交易批准请求信息和使用限制量信息确定是否允许信用卡交易,如果第一笔交易批准,使用限制量管理部分212更新销售量信息。第二授权部分,并在此基础上更新使用量限制信息更新的销售量信息的一部分,以及将更新的使用限制量信息发送到卡使用信息输入装置23的发送部。版权所有:(C)2002,JPO

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