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System and method for reducing mortgage interest rate and mortgage guaranty insurance premiums associated with a mortgage loan
System and method for reducing mortgage interest rate and mortgage guaranty insurance premiums associated with a mortgage loan
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机译:降低与抵押贷款相关的抵押贷款利率和抵押担保保险费的系统和方法
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摘要
In the present invention, a system and method is described for reducing the mortgage interest rate and mortgage guaranty insurance premium associated with a mortgage loan by financing discount points into the mortgage loan at origination. In addition, the mortgage guaranty insurance premium is determined based on the original loan-to-value (LTV) percent, independent of the amount of discount points financed into the original loan.
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