New system for the integration of the new generation of telephone systems (umts)into the credit card protection system through a direct confirmation system

摘要

This is a new system adapted to the new bank/market organisation model which appears to be very efficient to protect credit card and smart card owners from fraudulent uses by means of SMS signals (short message services). It uses as support the existing mobile telephone network, the Internet network and its application like Intranet (the network owner himself using Internet), and mobile phone GSM and the new mobile keyboard GSM to receive and to transmit.