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Secure payment system by electronic funds transfer through a bank interconnecting network
Secure payment system by electronic funds transfer through a bank interconnecting network
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机译:通过银行互连网络通过电子资金转账的安全支付系统
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摘要
The issuing bank (BE) and the collecting bank (BC) have their information-processing units linked to a compensation unit (A) serving also a verification unit (B) and a liquidation unit (SB). The collecting bank accepts an electronic cheque from a point-of-sale terminal (COM), and corresponding information (I3) is sent to the verification unit. The response (I5) updates a list of debits for the issuing bank and the list of credits for the collecting bank. Messages (I6) are sent to the banks concerned and liquidation requests (I7) to the unit responsible.
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