/ SYSTEM FOR COUNSELLING AND APPLYING FOR A LOAN USING INTERNET

摘要

PURPOSE: A system for consulting and applying for a loan is provided to reduce the time and cost for a customer and to let the customer conveniently and easily borrow money by uploading loan items on the Internet and making the consumers consult about the loan items and apply for the loan on the Internet. CONSTITUTION: A user enters an Internet homepage of a financial organization via a client terminal(1), selects a loan item and inputs data according to a data input sequence displayed on the Internet homepage. The data is transmitted to one of databases(3) installed in the financial organization via a web server(2) connecting the client terminal with the databases. The server searches the information as an amount of loans and interest. An agreement is applied about the loan item. And the loan item applied by the client is transmitted to a desired branch office based on the result of consultation. Accordingly, the client is capable of lending the money from the branch office.