PURPOSE: An insurance offsetting method is provided to offset an insurance premium by internet milage accumulated via browsing an e-mail advertisement or using contents so that it can maintain a satisfactory relationship with customers. CONSTITUTION: The method comprises steps of enabling a member to access a management server(200), enabling the member to do various activities such as browsing an e-mail, construction contents, clicking on banner advertisements, recommending new members or doing other designated activity(202, 203, 204, 206), storing milage generated according to the activities(220), checking the accumulated milage via a milage system if it is before the due date for paying an insurance premium(230, 240), comparing the accumulated milage with the insurance premium(250), if the accumulated milage is lacking in paying the insurance premium, notifying the customer and inducing the customer to accumulate the milage more by doing the activities(260), if the accumulated milage is more than the insurance premium, offsetting the insurance premium from the accumulated milage(270), and storing updated data at a memory device of the milage management system and the insurance management system(280).
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