A cyber settlement method using credit cards with cardholder's subsidiary credit accounts

摘要

The present invention creates a self-credit account that is dependent on the existing credit card number and account, allowing e-commerce to be performed without providing a unique credit card number, and the cardholder directly authenticates the payment. The present invention relates to an electronic payment method using a credit card having a sub account that can improve the safety of the credit card by introducing a step of verifying;A first step of generating a plurality of new self-credit accounts linked to the number of the credit card held by the card holder by dividing the credit granted from the card company; A second process of performing an electronic commerce transaction through the generated self-credit account after the first process is performed; And a third process of performing a payment through an authentication procedure between the card company and the seller after the second process is made.