METHOD FOR CONTROL OF MONEY RESOURCES BY MEANS OF CARD AND CARD FOR CONTROL OF MONEY RESOURCES

摘要

FIELD: cards used for payments on the telephone or Internet web and method for control of money resources. SUBSTANCE: method for control of money resources is accomplished by means of a card. The card has an identification number and more than one section with unique pin-codes, each of them provides for writing a sum off a part of the nominal value, and unique codes of response of the sum writing-off system. For writing at least one sum off the card nominal value the card user establishes a connection with the sum writing-off system, registers the card identification number, removes the coating from the section on the card surface on which the pin-code is applied and indicates the combination of the pin-code symbols. The sum writing-off system compares the card identification number and the pin-code with the information on the pin-codes corresponding to the given identification number available in the data base, and at an establishment of correspondence of the given pin-code to the card identification number part of the nominal value of the card is written off with a note of information on the remaining sum on the given card in the data base. After establishment of correspondence of the given pin-code to the card identification number the system transmits the response code to the card user, which according to information of the system data base corresponds to the given pin-code, and writing-off of the arbitrary sum from the nominal value indicated by the user, or successively indicated sums during one seance of payments is accomplished after confirmation of the coincidence of the response code of the sum writing off system with the response code indicated near the pin-code on the card. EFFECT: enhanced solvency of the credit card and prevented unauthorized writing sums off the card by the system that is not a credit structure issued the card. 5 dwg