Electronic money holding device and an electronic money payment method using the same

摘要

PROBLEM TO BE SOLVED: To reduce the complexity of payment and to make the payment secure by reading an amount of money that a payer (b) who pays value for provided goods or service should pay to a provider (a) and its payment day out of the electronic money holding device and remitting electronic money from the (b) to (a) on the payment day. ;SOLUTION: An IC card 10 is provided with a table 13 containing payment data 15 regarding a contract between the user (b) of the IC card 10 and the provider (a) for goods or service and a table 16 of purse IDs, etc., used for transactions by (a) with an electronic money transaction management device 4. The payment data 15 include a contract date, a contact article name, an amount to be paid, a payment day, information regarding whether or not payment is done automatically, etc. Further, the IC card 10 is provided with a procedure 12 for access to the table 13 of the contract data. Then the amount of money which is determined in the contract and should be paid by (b) to (a) and its payment day are read out of the electronic money holding device and electronic money is remitted from (b) to (a) on the payment day.;COPYRIGHT: (C)1998,JPO