On-line financing application services including financing program offering creation

摘要

An on-line financing application service includes a master financing application template and associated tools for use by funding sources in creating organizational financing application templates, and therefrom financing program offerings. In various embodiments, the on-line financing application service further includes facilities for the funding sources in defining rate structures and the processes for selecting the rate structures for the various program offerings. In various embodiments, the on-line financing application service further includes facilities for the funding sources in defining application approval/disposition processes for automatically approving, rejecting or referring financing applications submitted for consideration under alternate rate sheets for quotes or under alternate program offerings of the same or different funding sources.