BUSINESS METHOD FOR SECURE INSTALLATION OF A CREDIT AUTHORIZATION KEY ON A REMOTE TCPA COMPLIANT SYSTEM

摘要

Abstract of the Disclosure;A business method employing hardware complaint to the Trusted Computing Platform Alliance (TCPA) Specification is implemented to allow a credit card company to remotely install acredit card private key into a TCPA module to create a Trusted Platform Module (TPM). Morespecifically, when a credit worthy user applies for a credit card, the user will send the credit cardcompany a public portion of a "non-migratable storage key," which is accredited a TPM endorsedby a Certification Authority. The credit card company will create its own public/private key pairaccording to the TCPA Specification, to create a TCPA header, and wrap the full structure byencrypting it with the public portion of the TCPA non-migratable storage key. The credit cardcompany then sends by email the encrypted bundle with a certificate for it, and sends acorresponding pass phrase by regular mail.