System and method for providing reverse point by credit card company

摘要

PURPOSE: A system for supplying reverse points by a card company and a method thereof are provided to enable a service subscriber to maximize a benefit of service points and enable an affiliated card company to activate a usage of a card by increasing service points collected from a member company through an investment and returning the service points to the service subscriber as reverse points. CONSTITUTION: A service supplying device(10) for controlling a service generally is connected to a card company(20) through a predetermined communication network such as the Internet. The card company(20) is connected to a plurality of service subscribers. The service subscriber connects to the card company(20) and the service supplying device(10) through a subscriber terminal such as a personal computer. The card company(20) issues a credit card to a service subscriber, calculates predetermined service points according to credit card usage results, and supplies the points for the corresponding service subscriber. The card company(20) transmits the calculated service point to the service supplying device(10) and pays a point amount of money corresponded to the service points in a transaction bankbook of the service supplying device(10). The service supplying device(10) performs an investment such as an investment in stocks, an investment for an inauguration of an enterprise, a real estate, etc. using the deposited point amount of money deposited from the card company(20), and calculates reverse points corresponded to the investment earnings thereof according to service subscribers. The service supplying device(10) is cooperated with a predetermined investment company(30) which executes an investment process using the point amount of money.