SYSTEM FOR CREDIT PAYMENT AND INDIVIDUAL RECOGNITION USING RF ID TECHNIQUE AND METHOD THEREOF

摘要

PURPOSE: A system for a credit payment and an individual recognition using an RFID technique and a method thereof are provided to check an individual recognition by embodying a tag having a copy guard inherent number(ID information) as a medium capable of being carried or possessed by an individual or attached on an article carried or possessed by an individual using an RFID(Radio Frequency IDentification) technique, thereby automatically recognizing an individual inherent recognition number(ID) in the tag of the medium through a reader. CONSTITUTION: A subminiature RFID tag(11) is manufactured for being possessed by an individual conveniently and includes a copy guard individual inherent recognition number therein. An RFID tag reader(12) in a member store reads the individual inherent recognition number of the RFID tag(11) included in a valid scope of a specific frequency, inquires a credit payment or not, and performs a credit payment process. A credit information supply server(13) recognizes an individual and decides a credit payment or not based on credit information with a corresponding financial institution, informs the result to the RFID tag reader(12), and informs payment details to the corresponding financial institution. A financial institution server(14) processes a payment from a payment account of an individual corresponded to the inherent recognition number to a payment account of a member store.