CREDIT CARD CHARGE BACK PREVENTION SYSTEM

摘要

A database of customers with a history of fraudulent orders and sales focuses specifically on those customers whose purchases result in a refund due to payment disagreement. The database can be accessed by members only in order to better ascertain customer’s credit card habits before a sale is made. The information entered on the customer allows the merchant to make an informed decision on each sale and does not necessarily mean that the merchant should not take payment from a particular customer. Knowing that some customers are apt to take advantage of no signatures on file, as in an Internet credit card transaction, the merchant may protect his or her business against a customer’s pattern of possible charge back attempts.