METHOD OF CREDIT FILTERING ON LINE BY GROUPING CATEGORY OF BUSINESS AND/OR INDUSTRY

摘要

PURPOSE: A method for automatically filtering online credit inquiry according to classification of each company and business category is provided to correctly judge a credit state by setting a standard item for judging transaction possibility and individually selecting/changing a filtering object and a standard value, and predict an insolvent probability in future. CONSTITUTION: After setting the standard item for judging the transaction possibility according to the business category, the filtering object item and the standard value are selected/inputted(S100-S110). When credit transaction is requested, an inquirer's data value for outputting necessary items is inputted, and the necessary items and selective items are outputted to a main computer(S120-S140). The transaction possibility is judged by comparing the inquirer's data value with the standard filtering value of each item(S150-S170).