System for Self-Determining Whether New Business with a Financial Agency is Possible and the Method

摘要

PURPOSE: A system and a method for the self-judgment of the availability for a new transaction are provided to inform a user of the availability and a scale of the new transaction for each banking institution in real-time, and request the new transaction to the available banking institution. CONSTITUTION: A basic information managing module(202) requests basic information to a customer and receives/manages the basic information. A transaction information managing module(209) periodically checks the transaction information between all banking institutions and the customer, requests the transaction information of the customer to the banking institution storing the transaction information of the customer, and receives/manages the transaction information. An internal standard managing module(208) periodically checks a change of the internal standard of the banking institution, and updates the internal standard stored in an internal standard database(207). A new transaction availability self-judgment module(210) judges the new transaction availability by comparing the basic/transaction information of the customer with the internal standard.