SYSTEM FOR MOBILE SETTLEMENT NOT USING SATTLEMENTTERMINAL, AND MOBILE SETTLEMENT METHOD USING THE SAME

摘要

PURPOSE: A system for mobile settlement and a mobile settlement method using the same are provided to realize credit settlement at a mobile or non-shop member shop by settling price in a state that the member shop has no credit card checker. CONSTITUTION: A user mobile terminal(109) provides the settlement request information including the banking information of a user in order to buy an article or a service. A shop mobile terminal(111) provides the approval request information including the member shop information in order to sell the article or the service. A settlement agent server(103) judges the probability for a banking transaction from a banking server based on the banking information of the user, judges the validity of the member shop information based on the approval request information, and approves the transaction if the member shop information is valid. The settlement agent server provides the approval information for the transaction to a credit card company server(105) and a banking server(107).