LOAN COLLECTION SYSTEM CORRESPONDING TO ACCOUNT RECEIVABLE, AND LOAN COLLECTION METHOD CORRESPONDING TO ACCOUNT RECEIVABLE

摘要

PROBLEM TO BE SOLVED: To provide a loan collection system which is a system for collecting loans corresponding to account receivable, can flexibly cope with variation of account receivables, and can also contribute to increase efficiency of operation of a borrower and a lender, while surely carrying out recovery from a recovery fund concerning account receivable for the loan object.;SOLUTION: A financial institute makes a loan corresponding to recovery due date and a credit amount of accounts receivable of a borrower. Payment from a trade debtor is received by a recovery account for the account receivable, matched with a credit sale detail with the keys of a payment person and payment date and accounts receivable are specified, and furthermore, a loan corresponding to the accounts receivable concerned is specified. A fund paid is debited from the recovery account for the amount of scheduled payment of the specified loan. If a balance remains after the debiting, it is received by a checking account usually used by the borrower, and if the payment amount runs short, then, the shortfall is debited from the checking account which the borrower usually use.;COPYRIGHT: (C)2006,JPO&NCIPI