MEDICAL EXPENSE PREDICTION SYSTEM, MEDICAL EXPENSE PREDICTION SERVER, MEDICAL EXPENSE PREDICTION METHOD, AND PROGRAM

摘要

PPROBLEM TO BE SOLVED: To provide a medical expense prediction system which predicts future medical expenses for each company by using the health conditions of insurants. PSOLUTION: A medical expense prediction server 50 receives from a company terminal 10 the personal attributes, medical check data and lifestyles of the insurants, reads the development rates of chronic diseases corresponding to the personal attributes of the insurants, and then corrects the development rates thus read with the medical check data and the lifestyles. Further, the server 50 computes future average development rates and associated medical expenses required with the developments to dependent persons of the union members of an organization, who have no development of the diseases, and persons who can be employed in future. Further, the server 50 computes the medical expense for the members having the developments of the chronic diseases and adds them to the above expenses, and then computes the medical expenses in future for the members of the organization, who have the chronic diseases, by repeating the above procedures to all kinds of the chronic diseases. The server computes medical expenses for nonchronic diseases on the basis of the personal attributes of the members, and computes future medical expenses for the organization by adding the medical expenses for the nonchronic diseases to the medical expenses for the chronic diseases. PCOPYRIGHT: (C)2005,JPO&NCIPI