Use of financial transaction network(s) information to generate personalized recommendations

摘要

A computer-implemented service recommends merchants affiliated to one or several financial transaction networks based on transaction information and other available information. In one embodiment, the service uses merchants where the member recently transacted to generate a list of additional merchants that are predicted to be of interest to the member, wherein an additional merchant is selected to be included in the list based in-part upon whether that merchant is related to one or more of the transacted merchants. The merchants relationships are preferably determined by an off-line process that analyzes members transactions histories and other available information to identify correlations between merchants.