SYSTEM AND METHOD FOR PROVIDING ACCESS TO DETAILED PAYMENT EXPERIENCE

摘要

A system and method for providing access to detailed payment experienceincludes a data acquisition component, a data calculation component, a datasynthesis component, and at least one storage device. The data acquisitioncomponent captures detailed trade data from various sources. The data storagecomponent calculates a plurality summarized variables and a manner of paymentand a high credit amount based on the detailed trade data. The data synthesiscomponent calculates a plurality of scores using the trade variables. Thedetailed trade data, summarized variables, and scores are stored for varioustime periods, such as 3-month, 6-month, 9-month, 12-month, 16-month and 24-month periods.