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Systems and methods for long-term health care with immediate and ongoing health care maintenance benefits
Systems and methods for long-term health care with immediate and ongoing health care maintenance benefits
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机译:具有即时和持续的医疗保健福利的长期医疗保健系统和方法
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摘要
Methods and systems related to long-term health care insurance. Long-term health care insurance policies are priced by stratifying potential purchasers according to risk factors which are explored during the underwriting process. In addition to coverage for long-term care, immediate health care benefits are provided to the purchasers in the form of an interactive health management program. The health management program may include contact between health care advisors and the availability of a wide range of health care services to provide positive health planning and resources to the policyholders. Underwriting and portions of the health management program may be provided through automation to reduce overhead expenses.
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