An on-line forum for auctioning non-performing assets includes offering for auction sale of non-performing assets in a lot of as few as a single asset or a plurality of assets following completion of a third-level registration. Access to a limited amount of information on the on-line forum is permitted without registration. Additional information is accessed following completion of a first level registration. Direct communication is facilitated between one or more registered potential bidders and a registered seller in an on-line discussion forum. Assets offered in the on-line forum auction are bidded upon following completion of second level registration by each potential bidder. Collection assistance may be provided to the on-line forum bidders.
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