Financial transaction processing via combined voice/data financial transaction communications device and call control and service logic system

摘要

A voice/data financial transaction communications device communicates with a call control and service logic system to process financial transactions. The device includes an integrated credit card processing terminal and a computer program product that detects and decodes financial data, associates the financial data with other transactional data, creates a financial transaction request, and communicates the request to an authorization communications address via the call control and service logic system and a data communications network and/or a telecommunications network. In response to the request, a message is communicated and presented to the device with payment authorization (or alternate message) to complete the financial transaction.