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Currency and credit rating system for business-to-business transaction

机译:企业对企业交易的货币和信用评级系统

摘要

This invention is a system to increase the profitability of businesses by facilitating transactions between members of trade exchanges. Global-Cash flexible currency is a currency made up of part cash and part products or services in a ratio pre-selected by individual merchants. Global-cash flexible currency allows bartering merchants to recoup the costs of their goods in cash while keeping their asking prices down. Business trade is further facilitated by the extension of credit to traders and barterers under the Global-Cash credit scoring system. The Global-Cash credit scoring system takes into consideration the product or service offered in trade, the percent offered in trade, which is cash and the remaining percent, which is the value of the listings, and a possible host of other variables. A credit rating score is calculated and a novel way of calculating credit-worthiness is hereby disclosed.
机译:本发明是一种通过促进贸易交易所成员之间的交易来增加企业利润的系统。 Global-Cash灵活货币是一种由部分现金以及部分产品或服务按各个商家预先选择的比率组成的货币。全球现金灵活的货币使易货贸易商可以用现金补偿商品成本,同时保持要价下降。在全球现金信用评分系统下,通过将信用扩展到贸易商和易货贸易,进一步促进了商业贸易。全球现金信用评分系统考虑了贸易中提供的产品或服务,贸易中提供的百分比(即现金)和剩余百分比(即清单的价值)以及其他可能的变量。计算信用评级得分,并且由此公开计算信用信誉的新颖方法。

著录项

  • 公开/公告号US6965878B1

    专利类型

  • 公开/公告日2005-11-15

    原文格式PDF

  • 申请/专利权人 KLAUS HEURING;

    申请/专利号US20000639533

  • 发明设计人 KLAUS HEURING;

    申请日2000-08-16

  • 分类号G06F17/60;

  • 国家 US

  • 入库时间 2022-08-21 21:41:19

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