APPARATUS AND METHOD OF PLAYING A BOARD GAME FOR TEACHING FUNDAMENTAL ASPECTS OF PERSONAL FINANCE, INVESTING AND ACCOUNTING

摘要

A BOARD GAME FOR TEACHING THE PRINCIPLES OF PERSONAL FINANCE WHEREBY SIGNIFICANT WEALTH MAY BE ACCUMULATED INCLUDES A PLAYING BOARD (1) HAVING A FIRST, RAT RACE, TRACK (2) AND AN ENTIRELY SEPARATE SECOND, FAST TRACK (3). EACH PLAYER BEGINS THE GAME ON THE RAT RACE TRACK (2) AND IS PROVIDED WITH A GAME CARD TO TRACK HIS/HER FINANCES. THE GAME CARD IS CONFIGURED AS A COMBINED INCOME/BALANCE SHEET, AND BASIC ACCOUNTING RULES OF PERSONAL FINANCE ARE CAREFULLY FOLLOWED IN UPDATING THE GAME CARD WHILE A PLAYER PROGRESSES ALONG THE RAT RACE ACCORDING TO THE ROLL OF DIE. THE RAT RACE TRACK (2) INCLUDES SPACES ON WHICH A PLAYER CAN LAND WHICH PRESENTS UNEXPECTED FINANCIAL OBSTACLES, BUT THE RAT RACE ALSO INCLUDES SPACES WHICH PRESENT FINANCIAL OPPORTUNITIES. BY PRUDENTLY INVESTING AS OPPORTUNITIES ARISE, A PLAYER MAY OBTAIN PASSIVE INCOME IN ADDITION TO A SALARY. ONCE A PLAYER'S PASSIVE INCOME EXCEEDS HIS/HER EXPENSES, THE PLAYER MOVES TO THE FAST TRACK (3) FOR FURTHER PLAY. ON THE FAST TRACK, A PLAYER ENJOYS THE GREATLY IMPROVED LIFE OF ONE WHO HAS ACCUMULATED SIGNIFICANT WEALTH. HOWEVER, PROVISION IS MADE FOR UNEXPECTED PROBLEMS IN VARIOUS FAST TRACK (3) SPACES ALONG WHICH A PLAYER MOVES. THUS, A PLAYER'S ONGOING FINANCIAL CONDITION WHILE ON THE FAST TRACK (3) IS ALSO CAREFULLY UPDATED USING BASIC ACCOUNTING PRINCIPLES OF PERSONAL FINANCE. THE GAME IS PLAYED IN ACCORDANCE WITH FORMAL RULES WHICH INCLUDE PROVISIONS FOR DECLARING A WINNER. FIGURE 1 & 14