CREDIT CARD PAYMENT PROCESSING SYSTEM BY A DISTRIBUTED VARIABLE MERCHANT DISCOUNT RATE

摘要

The present invention provides an objective to gather specific details, and this franchise based on the size of the merchant, trading volume, industry relates to a credit card processing system according to a distributed variable merchant fee rate set that can provide a formulation based on MDR, a method according to the present invention is to enter details of a given application providers who join a merchant billing server, billing Based on the input details from the server, and if you register the business with a merchant, the primary Fees and commissions based on purchases from the merchant to the card issuer budgeted cost per registered details r ₀ , estimating a variable commission r can be varied depending on the characteristics of each franchise, and the basic commission rate r ₀ and a variable commission calculated by summing the r commission merchants (MDR) and credit transactions generated from merchant to collect relevant data on purchases, confirm your purchase history, and applies a commission (MDR) of the estimates confirmed that the merchant purchase history, after adjustment by calculating the fees, the fees merchants, payment gateway, will allow a proper distribution of the card scanning line.