ON, OFF-LINE UNIVERSITY REGISTRATION FEE ESCROW SERVICE

摘要

The present invention is a business model of the college tuition payment settlement service on-line and off-line as a model applying an escrow service. In summary, the on-line service method and the off-line method are summarized.;On-line tuition payment settlement service;;A payment agency for students or tuition payers (hereinafter referred to as students) to access the school's homepage using online (internet), go through the verification process, check and check the tuition fee, etc., and pay the tuition fee online. Inputting the personal information and the payment information to request payment processing agent; The payment agency checks the information sent by the student and sends the payment information to the financial institution to request approval; The financial institution determines the approval of the payment by checking the authenticity of the information; The financial institution transfers the amount after deducting the fee to the payment agency mother account previously agreed upon; A step of collecting a deposit amount from a payment agency mother account by a payment agency and a financial institution (hereinafter referred to as an escrow financial institution) which has previously agreed an escrow service; Settling, by the escrow financial institution, the amount of money deducted from the escrow fee to the university account, which has been previously agreed, after a predetermined period of time; Is,;Off-line tuition payment settlement service; A payment agency for students or tuition payers (hereinafter referred to as students) to access the school homepage through online (internet), go through the verification process, check and check the tuition fee, etc. and pay the tuition fee offline. Inputting personal information into the bank and selecting a bank to request issuance of a virtual account for payment; The payment agency checks the information sent by the student and grants the student-only virtual account of the financial institution; Student is issued an online tuition payment statement, such as a student-only virtual account and the amount received from the payment agency; The student deposits to the student-only virtual account using a visit to the financial institution, Internet banking, etc .; A sweeping service of a payment institution and a financial institution (hereinafter referred to as an escrow financial institution) which has previously agreed escrow service, to collect an amount deposited into a payment agency mother account; It refers to a stage in which an escrow financial institution deposits a fee after deducting an escrow fee into a university account that has been agreed in advance.; Escrow, Payment Agency, Virtual Account, College Tuition