multifunctional electronic device with resident software for capturing financial and non-financial transactions, both at home and in business, that operates on a telephone line

摘要

"MULTI-FUNCTIONAL ELECTRONIC DEVICE WITH RESIDENT SOFTWARE TO CATCH FINANCIAL AND NON-FINANCIAL TRANSACTIONS, BOTH RESIDENCES AND COMMERCIAL ESTABLISHMENTS, WHICH OPERATES CONNECTED TO A TELEPHONE LINE". The present disclosure relates to a multifunctional device patent pertaining to the field of systems and equipment for electronic transactions which comprises user interface devices consisting of display (3) and keyboard (4); by slot type reader device; by a DTMF comparison device, connected via a telephone line (80) with a preprocessing center (40) and data distribution to an associated system (60) comprised of banks, retailers, cable TV systems and other affiliates to the system; Said reader device is comprised of a magnetic reader (5) and additionally a barcode reader (6) for reading credit, debit and other cards with bank and similar magnetic strips and barcode printed matter such as public utility accounts, bank slips, tax collection documents, catalogs, among others for payment of bills, taxes, purchases and other financial transactions from the user's residence; or for nonfinancial transactions, such as voting, giving answers to award contests, and others.