Mobile phone had a fuction of alert for delaying settlement of accounts and Mobile alert method for delaying settlement of accounts for using a credit card

摘要

The present invention relates to a mobile terminals and mobile card crime monitoring method, one mobile card crime alarming function is extracted from the payment card sending mechanism of the short massage notice for transmitting from server (SMS), payment derive from by increase monthly pay schedule quantity calculate monthly Payment Scheduling plan quantity monthly pay in addition to your money and, by reaching a notice, request financial institution's balance information receives that a payment account balance information and balance information are received last month than the periodic payment amount compared with the quantity of payment schedule and if smaller storage balance information on the server, the overdue risk that expired user credit card is prevented from the unintentional mistake by user by authorization, its attention is reminded in processing.