Method, System, and Apparatus for Approval of an e-Commerce Transaction, using One or More Approving Agents

摘要

In one of the examples of current application, the general business process described here requires utilization of a third party to approve an e-commerce transaction, before it can be finalized. Most typically, the third party, hereinafter called the authorizer or approver is a parent or legal guardian of the person, hereinafter called the purchaser or user, attempting the purchase transaction. The authorizer may have a number of other possible relationships to the purchaser, such as being a friend, relative of any type, such as a spouse, a trustee, a person with power of attorney, or anyone the purchaser voluntarily elects to serve in that role. The authorizer (in many cases) will be someone legally required to be involved in order to give the purchaser the ability to make a purchase or make important decisions on Internet. In other situations, the election of having an authorizer (be involved with the account, or in an ad hoc transaction) is simply at the request of the purchaser.